Model extra repayments, track your mortgage payoff date, and manage your budget and savings — all in one private, easy-to-use tool.
$180,000+
Average interest saved
3–7 yrs
Years cut from loans
< 2 min
Setup time
See the impact of just $300 extra per month on a standard mortgage.
Without extra payments
With $300/month extra
Interest saved
~$182,000
& ~5.5 years off your loan
See your estimated payoff date and exactly how much interest you'll save with your current or adjusted repayment plan.
Model extra repayments and see the difference they make over your loan's lifetime — in real dollars.
Track your income, expenses and savings goals alongside your loan — all in one unified view.
No financial jargon. Just clean charts and clear milestones showing your progress at a glance.
Input your loan balance, interest rate, and repayment schedule. Takes under two minutes.
Add income, extra repayments, budget targets, and savings goals.
Visualise your payoff date and explore how adjustments change your outcome.
Create a free account and start modelling your loan payoff in minutes. No bank connection required.